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BIN 438899 – Visa Credit Card from Public Bank Berhad

The first six digits 438899 identify a Visa Gold credit card issued by Public Bank Berhad (Malaysia). Below: card format, test numbers and related BINs.

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438899Visa Credit
Network
Visa
Type
Credit
Level
Gold
Issuer
Public Bank Berhad
Country
Malaysia MY
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
43889900–43889999
Issuer phone
+601800225555
Issuer website
www.pbebank.com

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 438899 Test data

NumberExpiryCVVCopy
4388 9949 6101 887408/2031658
4388 9972 6501 967002/2027549
4388 9983 6940 575711/2027624

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 438899

BIN 438899 is listed as a Visa Gold credit card issued by Public Bank Berhad in Malaysia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Public Bank Berhad has 38 BINs in the dataset, which makes it 7th of 19 banks with a BIN page in Malaysia. The Public Bank Berhad BIN list shows all of them with network, type and level.

Malaysia has 984 BINs in the dataset; among the 803 that name an issuer, the main networks are Visa (42%), Mastercard (37%), UATP (12%), and 27% are debit. See the Malaysia BIN list or the Malaysia card generator.

Visa number format for BIN 438899

Starts with438899 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4388 9949 6101 8874

A checkout that receives a number starting with 438899 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 438899 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Public Bank Berhad

All 38 BINs of Public Bank Berhad →

Frequently asked questions

Which bank issued BIN 438899?

BIN 438899 is registered to Public Bank Berhad in Malaysia. The dataset lists the website www.pbebank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 438899 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 438899 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 438899?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Public Bank Berhad, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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