FakecreditcardAbout BIN 439132
In our BIN data, 439132 is a Visa Classic credit card range that belongs to United Commercial Bank, registered in Bangladesh. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.
With 28 BINs, United Commercial Bank ranks 5th among the 23 banks we list for Bangladesh. The United Commercial Bank BIN list shows all of them with network, type and level.
Across Bangladesh, the dataset counts 706 BINs; among the 675 that name an issuer, the main networks are Visa (64%), Mastercard (20%), Local brand (6%), and 48% are debit. See the Bangladesh BIN list or the Bangladesh card generator.
Visa number format for BIN 439132
| Starts with | 439132 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4391 3216 8707 5084 |
When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 439132. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from United Commercial Bank
All 28 BINs of United Commercial Bank →
Frequently asked questions
Which bank issued BIN 439132?
BIN 439132 is registered to United Commercial Bank in Bangladesh. The dataset lists the website www.ucb.com.bd. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 439132 a debit or a credit card BIN?
It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 439132 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 439132?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by United Commercial Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.