FakecreditcardAbout BIN 439578
BIN 439578 is listed as a Visa Prepaid Business debit card issued by Modulr Finance B.V. in the Netherlands. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
Modulr Finance B.V. has 10 BINs in the dataset, which makes it 14th of 14 banks with a BIN page in the Netherlands. The Modulr Finance B.V. BIN list shows all of them with network, type and level.
The Netherlands has 953 BINs in the dataset; among the 720 that name an issuer, the main networks are Maestro (46%), Mastercard (22%), American Express (17%), and 58% are debit. See the Netherlands BIN list or the Netherlands card generator.
Visa number format for BIN 439578
| Starts with | 439578 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4395 7816 9331 8784 |
A checkout that receives a number starting with 439578 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 439578 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Modulr Finance B.V.
All 10 BINs of Modulr Finance B.V. →
Frequently asked questions
Which bank issued BIN 439578?
BIN 439578 is registered to Modulr Finance B.V. in the Netherlands. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 439578 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 439578 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 439578?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Modulr Finance B.V., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.