FakecreditcardAbout BIN 440539
BIN 440539 is listed as a Visa Gold debit card issued by OTP Banka Srbija A.D. Novi Sad in Serbia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
OTP Banka Srbija A.D. Novi Sad has 17 BINs in the dataset, which makes it the third-largest of 11 banks with a BIN page in Serbia. The OTP Banka Srbija A.D. Novi Sad BIN list shows all of them with network, type and level.
Serbia has 710 BINs in the dataset; among the 408 that name an issuer, the main networks are Visa (52%), Mastercard (29%), Discover (11%), and 53% are debit. See the Serbia BIN list.
Visa number format for BIN 440539
| Starts with | 440539 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4405 3902 3299 4606 |
A checkout that receives a number starting with 440539 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 440539 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from OTP Banka Srbija A.D. Novi Sad
All 17 BINs of OTP Banka Srbija A.D. Novi Sad →
Frequently asked questions
Which bank issued BIN 440539?
BIN 440539 is registered to OTP Banka Srbija A.D. Novi Sad in Serbia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 440539 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 440539 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 440539?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by OTP Banka Srbija A.D. Novi Sad, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.