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BIN 443472 – Visa Debit Card from Hay, Ltd.

The first six digits 443472 identify a Visa Gold debit card issued by Hay, Ltd. (Australia). Below: card format, test numbers and related BINs.

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443472Visa Debit
Network
Visa
Type
Debit
Level
Gold
Issuer
Hay, Ltd.
Country
Australia AU
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
44347200–44347299

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 443472 Test data

NumberExpiryCVVCopy
4434 7206 0120 608004/2029560
4434 7209 4968 711607/2030825
4434 7214 5733 415810/2029709

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 443472

BIN 443472 is listed as a Visa Gold debit card issued by Hay, Ltd. in Australia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Hay, Ltd. has 21 BINs in the dataset, which makes it 21st of 36 banks with a BIN page in Australia. The Hay, Ltd. BIN list shows all of them with network, type and level.

Australia has 2,688 BINs in the dataset; among the 1,934 that name an issuer, the main networks are Visa (38%), Mastercard (24%), American Express (14%), and 33% are debit. See the Australia BIN list or the Australia card generator.

Visa number format for BIN 443472

Starts with443472 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4434 7206 0120 6080

A checkout that receives a number starting with 443472 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 443472 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Hay, Ltd.

All 21 BINs of Hay, Ltd. →

Frequently asked questions

Which bank issued BIN 443472?

BIN 443472 is registered to Hay, Ltd. in Australia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 443472 a debit or a credit card BIN?

It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 443472 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 443472?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Hay, Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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