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BIN 447132 – Visa Debit Card from United Bank for Africa Zambia, Ltd.

The first six digits 447132 identify a Visa Prepaid Classic debit card issued by United Bank for Africa Zambia, Ltd. (Zambia). Below: card format, test numbers and related BINs.

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447132Visa Debit
Network
Visa
Type
Debit
Level
Prepaid Classic
Issuer
United Bank for Africa Zambia, Ltd.
Country
Zambia ZM
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
44713200–44713299

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 447132 Test data

NumberExpiryCVVCopy
4471 3239 3551 902312/2027585
4471 3257 0758 213901/2030209
4471 3207 2184 990312/2030860

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 447132

In our BIN data, 447132 is a Visa Prepaid Classic debit card range that belongs to United Bank for Africa Zambia, Ltd., registered in Zambia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

United Bank for Africa Zambia, Ltd. has fewer than ten BINs in our data, so it has no bank page.

Across Zambia, the dataset counts 142 BINs; among the 136 that name an issuer, the main networks are Visa (68%), Mastercard (30%), Maestro (1%), and 85% are debit. See the Zambia BIN list.

Visa number format for BIN 447132

Starts with447132 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4471 3239 3551 9023

A checkout that receives a number starting with 447132 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 447132 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 447132?

BIN 447132 is registered to United Bank for Africa Zambia, Ltd. in Zambia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 447132 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 447132 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 447132?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by United Bank for Africa Zambia, Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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