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BIN 468231 – Visa Credit Card from Westpac Banking Corporation

The first six digits 468231 identify a Visa credit card issued by Westpac Banking Corporation (Samoa). Below: card format, test numbers and related BINs.

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468231Visa Credit
Network
Visa
Type
Credit
Level
–
Issuer
Westpac Banking Corporation
Country
Samoa WS
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
46823100–46823199
Issuer phone
+68520000

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 468231 Test data

NumberExpiryCVVCopy
4682 3103 2913 461302/2028179
4682 3166 8689 131510/2031978
4682 3132 1873 876707/2028965

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 468231

BIN 468231 is listed as a Visa credit card issued by Westpac Banking Corporation in Samoa. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

Westpac Banking Corporation has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 468 belong to it.

Samoa has 14 BINs in the dataset; among the 14 that name an issuer, the main networks are Visa (71%), Mastercard (29%), and 43% are debit. See the Samoa BIN list.

Visa number format for BIN 468231

Starts with468231 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4682 3103 2913 4613

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 468231. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Westpac Banking Corporation

Frequently asked questions

Which bank issued BIN 468231?

BIN 468231 is registered to Westpac Banking Corporation in Samoa. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 468231 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 468231 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 468231?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Westpac Banking Corporation, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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