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BIN 468954 – Visa Credit Card from Sparebank 1 Kreditt AS

The first six digits 468954 identify a Visa Gold credit card issued by Sparebank 1 Kreditt AS (Norway). Below: card format, test numbers and related BINs.

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468954Visa Credit
Network
Visa
Type
Credit
Level
Gold
Issuer
Sparebank 1 Kreditt AS
Country
Norway NO
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
46895400–46895499
Issuer phone
+4791502300
Issuer website
www.sparebank1.no

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 468954 Test data

NumberExpiryCVVCopy
4689 5499 0685 451410/2027040
4689 5419 8643 213901/2029325
4689 5457 4077 375311/2027386

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 468954

BIN 468954 is listed as a Visa Gold credit card issued by Sparebank 1 Kreditt AS in Norway. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Sparebank 1 Kreditt AS has fewer than ten BINs in our data, so it has no bank page.

Norway has 758 BINs in the dataset; among the 610 that name an issuer, the main networks are Visa (64%), Mastercard (19%), American Express (17%), and 45% are debit. See the Norway BIN list.

Visa number format for BIN 468954

Starts with468954 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4689 5499 0685 4514

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 468954. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 468954?

BIN 468954 is registered to Sparebank 1 Kreditt AS in Norway. The dataset lists the website www.sparebank1.no. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 468954 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 468954 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 468954?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Sparebank 1 Kreditt AS, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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