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BIN 472040 – Visa Credit Card from Banco Rio S.A.E.C.A.

472040 is the BIN of a Visa Signature credit card from Banco Rio S.A.E.C.A., registered in Paraguay. Below: card format, test numbers and related BINs.

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472040Visa Credit
Network
Visa
Type
Credit
Level
Signature
Issuer
Banco Rio S.A.E.C.A.
Country
Paraguay PY
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
47204000–47204099

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 472040 Test data

NumberExpiryCVVCopy
4720 4050 4694 019510/2031637
4720 4028 9231 400504/2028311
4720 4002 5213 123302/2027059

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 472040

BIN 472040 is listed as a Visa Signature credit card issued by Banco Rio S.A.E.C.A. in Paraguay. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Signature and Infinite are Visa's premium consumer tiers, above Classic and Gold.

Banco Rio S.A.E.C.A. has fewer than ten BINs in our data, so it has no bank page.

Paraguay has 340 BINs in the dataset; among the 327 that name an issuer, the main networks are Visa (52%), Mastercard (47%), American Express (1%), and 24% are debit. See the Paraguay BIN list.

Visa number format for BIN 472040

Starts with472040 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4720 4050 4694 0195

A checkout that receives a number starting with 472040 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 472040 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 472040?

BIN 472040 is registered to Banco Rio S.A.E.C.A. in Paraguay. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 472040 a debit or a credit card BIN?

It is recorded as credit, product level Signature. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 472040 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 472040?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banco Rio S.A.E.C.A., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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