FakecreditcardAbout BIN 490278
BIN 490278 is listed as a Visa debit card issued by HSBC Bank Malaysia Berhad in Malaysia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
HSBC Bank Malaysia Berhad has 37 BINs in the dataset, which makes it 9th of 19 banks with a BIN page in Malaysia. The HSBC Bank Malaysia Berhad BIN list shows all of them with network, type and level.
Malaysia has 984 BINs in the dataset; among the 803 that name an issuer, the main networks are Visa (42%), Mastercard (37%), UATP (12%), and 27% are debit. See the Malaysia BIN list or the Malaysia card generator.
Visa number format for BIN 490278
| Starts with | 490278 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4902 7867 0257 1865 |
A checkout that receives a number starting with 490278 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 490278 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from HSBC Bank Malaysia Berhad
All 37 BINs of HSBC Bank Malaysia Berhad →
Frequently asked questions
Which bank issued BIN 490278?
BIN 490278 is registered to HSBC Bank Malaysia Berhad in Malaysia. The dataset lists the website www.hsbc.com.my. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 490278 a debit or a credit card BIN?
It is recorded as debit. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 490278 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 490278?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by HSBC Bank Malaysia Berhad, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.