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BIN 492089 – Visa Credit Card from Kentbank D.D

The first six digits 492089 identify a Visa Business credit card issued by Kentbank D.D (Croatia). Below: card format, test numbers and related BINs.

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492089Visa Credit
Network
Visa
Type
Credit
Level
Business
Issuer
Kentbank D.D
Country
Croatia HR
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49208900–49208999

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 492089 Test data

NumberExpiryCVVCopy
4920 8925 8752 540202/2030524
4920 8923 3252 316506/2029665
4920 8992 6978 599802/2028768

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 492089

BIN 492089 is listed as a Visa Business credit card issued by Kentbank D.D in Croatia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.

Kentbank D.D has fewer than ten BINs in our data, so it has no bank page.

Croatia has 521 BINs in the dataset; among the 483 that name an issuer, the main networks are Diners Club (40%), Visa (25%), Mastercard (23%), and 27% are debit. See the Croatia BIN list.

Visa number format for BIN 492089

Starts with492089 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4920 8925 8752 5402

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 492089. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 492089?

BIN 492089 is registered to Kentbank D.D in Croatia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 492089 a debit or a credit card BIN?

It is recorded as credit, product level Business. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 492089 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 492089?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Kentbank D.D, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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