FakecreditcardAbout BIN 492194
BIN 492194 is listed as a Visa Gold credit card issued by Caixa Economica Montepio Geral in Portugal. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Caixa Economica Montepio Geral has 14 BINs in the dataset, which makes it 9th of 14 banks with a BIN page in Portugal. The Caixa Economica Montepio Geral BIN list shows all of them with network, type and level.
Portugal has 643 BINs in the dataset; among the 523 that name an issuer, the main networks are Visa (64%), Mastercard (22%), American Express (7%), and 36% are debit. See the Portugal BIN list.
Visa number format for BIN 492194
| Starts with | 492194 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4921 9400 0058 8330 |
A checkout that receives a number starting with 492194 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 492194 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Caixa Economica Montepio Geral
All 14 BINs of Caixa Economica Montepio Geral →
Frequently asked questions
Which bank issued BIN 492194?
BIN 492194 is registered to Caixa Economica Montepio Geral in Portugal. The dataset lists the website www.bancomontepio.pt. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 492194 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 492194 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 492194?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Caixa Economica Montepio Geral, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.