FakecreditcardAbout BIN 494074
BIN 494074 is listed as a Visa Gold debit card issued by Housing Bank for Trade and Finance in Jordan. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Housing Bank for Trade and Finance has 24 BINs in the dataset, which makes it 8th of 16 banks with a BIN page in Jordan. The Housing Bank for Trade and Finance BIN list shows all of them with network, type and level.
Jordan has 453 BINs in the dataset; among the 430 that name an issuer, the main networks are Visa (55%), Mastercard (43%), UnionPay (2%), and 40% are debit. See the Jordan BIN list.
Visa number format for BIN 494074
| Starts with | 494074 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4940 7465 9855 9105 |
When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 494074. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Housing Bank for Trade and Finance
All 24 BINs of Housing Bank for Trade and Finance →
Frequently asked questions
Which bank issued BIN 494074?
BIN 494074 is registered to Housing Bank for Trade and Finance in Jordan. The dataset lists the website www.hbtf.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 494074 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 494074 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 494074?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Housing Bank for Trade and Finance, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.