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BIN 494407 – Visa Credit Card (Australia)

The first six digits 494407 identify a Visa credit card (Australia). Below: card format, test numbers and related BINs.

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494407Visa Credit
Network
Visa
Type
Credit
Level
–
Issuer
Not in the data
Country
Australia AU
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49440700–49440799

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 494407 Test data

NumberExpiryCVVCopy
4944 0794 5590 985810/2028522
4944 0751 6215 738502/2027377
4944 0702 6985 788803/2030895

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 494407

BIN 494407 is listed as a Visa credit card in Australia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

The dataset does not name the issuing bank for this range. That is common for ranges that are new, private or used by processors on behalf of several banks.

Australia has 2,688 BINs in the dataset; among the 1,934 that name an issuer, the main networks are Visa (38%), Mastercard (24%), American Express (14%), and 33% are debit. See the Australia BIN list or the Australia card generator.

Visa number format for BIN 494407

Starts with494407 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4944 0794 5590 9858

A checkout that receives a number starting with 494407 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 494407 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 494407?

The dataset does not name an issuer for BIN 494407, only the country (Australia). The network is Visa.

Is 494407 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 494407 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 494407?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by any bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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