FakecreditcardAbout BIN 497031
BIN 497031 is listed as a Visa Platinum credit card issued by La Banque Postale in France. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
La Banque Postale has 95 BINs in the dataset, which makes it 10th of 38 banks with a BIN page in France. The La Banque Postale BIN list shows all of them with network, type and level.
France has 3,976 BINs in the dataset; among the 3,209 that name an issuer, the main networks are Visa (58%), Mastercard (26%), Maestro (6%), and 43% are debit. See the France BIN list or the France card generator.
Visa number format for BIN 497031
| Starts with | 497031 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4970 3144 8474 0157 |
A checkout that receives a number starting with 497031 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 497031 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from La Banque Postale
All 95 BINs of La Banque Postale →
Frequently asked questions
Which bank issued BIN 497031?
BIN 497031 is registered to La Banque Postale in France. The dataset lists the website www.labanquepostale.fr. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 497031 a debit or a credit card BIN?
It is recorded as credit, product level Platinum. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 497031 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 497031?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by La Banque Postale, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.