FakecreditcardAbout BIN 497230
In our BIN data, 497230 is a Visa Classic credit card range that belongs to Oney Bank, registered in France. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.
With 12 BINs, Oney Bank ranks 37th among the 38 banks we list for France. The Oney Bank BIN list shows all of them with network, type and level.
Across France, the dataset counts 3,976 BINs; among the 3,209 that name an issuer, the main networks are Visa (58%), Mastercard (26%), Maestro (6%), and 43% are debit. See the France BIN list or the France card generator.
Visa number format for BIN 497230
| Starts with | 497230 (the BIN). First digit 4: banking and financial |
|---|---|
| Length | 16 digits (13 and 19 also allowed) |
| Security code | 3-digit CVV2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 4972 3098 8092 4056 |
A checkout that receives a number starting with 497230 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 497230 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Oney Bank
Frequently asked questions
Which bank issued BIN 497230?
BIN 497230 is registered to Oney Bank in France. The dataset lists the website www.oney.fr. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 497230 a debit or a credit card BIN?
It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 497230 have?
Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 497230?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Oney Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.