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BIN 498628 – Visa Debit Card from Moza Banco

Bank identification number 498628 belongs to a Visa Classic debit card range of Moza Banco in Mozambique. Below: card format, test numbers and related BINs.

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498628Visa Debit
Network
Visa
Type
Debit
Level
Classic
Issuer
Moza Banco
Country
Mozambique MZ
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49862800–49862899

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 498628 Test data

NumberExpiryCVVCopy
4986 2839 8043 059112/2030802
4986 2837 8807 231403/2028169
4986 2855 0215 979805/2030988

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 498628

In our BIN data, 498628 is a Visa Classic debit card range that belongs to Moza Banco, registered in Mozambique. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Classic marks an entry-level consumer product.

With 22 BINs, Moza Banco ranks the second-largest among the 8 banks we list for Mozambique. The Moza Banco BIN list shows all of them with network, type and level.

Across Mozambique, the dataset counts 200 BINs; among the 195 that name an issuer, the main networks are Visa (93%), Mastercard (7%), and 65% are debit. See the Mozambique BIN list.

Visa number format for BIN 498628

Starts with498628 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4986 2839 8043 0591

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 498628. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Moza Banco

All 22 BINs of Moza Banco →

Frequently asked questions

Which bank issued BIN 498628?

BIN 498628 is registered to Moza Banco in Mozambique. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 498628 a debit or a credit card BIN?

It is recorded as debit, product level Classic. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 498628 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 498628?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Moza Banco, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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