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BIN 498743 – Visa Credit Card from Xacbank LLC

The first six digits 498743 identify a Visa Classic credit card issued by Xacbank LLC (Mongolia). Below: card format, test numbers and related BINs.

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498743Visa Credit
Network
Visa
Type
Credit
Level
Classic
Issuer
Xacbank LLC
Country
Mongolia MN
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49874300–49874399

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 498743 Test data

NumberExpiryCVVCopy
4987 4333 0127 674910/2029992
4987 4332 5437 892201/2030278
4987 4366 5525 657112/2027242

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 498743

BIN 498743 is listed as a Visa Classic credit card issued by Xacbank LLC in Mongolia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Classic marks an entry-level consumer product.

Xacbank LLC has 10 BINs in the dataset, which makes it 5th of 5 banks with a BIN page in Mongolia. The Xacbank LLC BIN list shows all of them with network, type and level.

Mongolia has 155 BINs in the dataset; among the 150 that name an issuer, the main networks are Visa (64%), Mastercard (17%), UnionPay (15%), and 60% are debit. See the Mongolia BIN list.

Visa number format for BIN 498743

Starts with498743 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4987 4333 0127 6749

When you test with this BIN, check that your form shows the Visa logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 498743. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Xacbank LLC

All 10 BINs of Xacbank LLC →

Frequently asked questions

Which bank issued BIN 498743?

BIN 498743 is registered to Xacbank LLC in Mongolia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 498743 a debit or a credit card BIN?

It is recorded as credit, product level Classic. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 498743 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 498743?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Xacbank LLC, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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