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BIN 499003 – Visa Debit Card from BPCE

Bank identification number 499003 belongs to a Visa Infinite debit card range of BPCE in France. Below: card format, test numbers and related BINs.

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499003Visa Debit
Network
Visa
Type
Debit
Level
Infinite
Issuer
BPCE
Country
France FR
Card length
16 digits (13 and 19 also allowed)
Security code
3-digit CVV2 on the back
8-digit range
49900300–49900399

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 499003 Test data

NumberExpiryCVVCopy
4990 0320 4736 200610/2031409
4990 0315 4622 263804/2029856
4990 0316 2525 498112/2027146

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 499003

BIN 499003 is listed as a Visa Infinite debit card issued by BPCE in France. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Signature and Infinite are Visa's premium consumer tiers, above Classic and Gold.

BPCE has 503 BINs in the dataset, which makes it the largest of 38 banks with a BIN page in France. The BPCE BIN list shows all of them with network, type and level.

France has 3,976 BINs in the dataset; among the 3,209 that name an issuer, the main networks are Visa (58%), Mastercard (26%), Maestro (6%), and 43% are debit. See the France BIN list or the France card generator.

Visa number format for BIN 499003

Starts with499003 (the BIN). First digit 4: banking and financial
Length16 digits (13 and 19 also allowed)
Security code3-digit CVV2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as4990 0320 4736 2006

A checkout that receives a number starting with 499003 should detect Visa, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 499003 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from BPCE

All 503 BINs of BPCE →

Frequently asked questions

Which bank issued BIN 499003?

BIN 499003 is registered to BPCE in France. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 499003 a debit or a credit card BIN?

It is recorded as debit, product level Infinite. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 499003 have?

Visa card numbers have 16 digits (13 and 19 also allowed), and the security code is a 3-digit CVV2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 499003?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by BPCE, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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