FakecreditcardAbout BIN 509431
In our BIN data, 509431 is an Elo PJ Payment Account credit card range that belongs to Picpay Institui O de Pagamento SA, registered in Brazil. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
Picpay Institui O de Pagamento SA has fewer than ten BINs in our data, so it has no bank page; 3 BINs starting with 509 belong to it.
Across Brazil, the dataset counts 7,719 BINs; among the 5,151 that name an issuer, the main networks are Visa (39%), Mastercard (37%), Elo (11%), and 26% are debit. See the Brazil BIN list or the Brazil card generator.
Elo number format for BIN 509431
| Starts with | 509431 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVE on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5094 3186 7554 9820 |
A checkout that receives a number starting with 509431 should detect Elo, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 509431 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Picpay Institui O de Pagamento SA
Frequently asked questions
Which bank issued BIN 509431?
BIN 509431 is registered to Picpay Institui O de Pagamento SA in Brazil. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 509431 a debit or a credit card BIN?
It is recorded as credit, product level PJ Payment Account. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 509431 have?
Elo card numbers have 16 digits, and the security code is a 3-digit CVE on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 509431?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Picpay Institui O de Pagamento SA, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.