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BIN 511003 – Mastercard Debit Card from National Savings and Credit Bank

The first six digits 511003 identify a Mastercard Standard debit card issued by National Savings and Credit Bank (Zambia). Below: card format, test numbers and related BINs.

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511003Mastercard Debit
Network
Mastercard
Type
Debit
Level
Standard
Issuer
National Savings and Credit Bank
Country
Zambia ZM
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
51100300–51100399

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 511003 Test data

NumberExpiryCVVCopy
5110 0362 7846 327802/2031007
5110 0386 2112 842607/2029542
5110 0351 3981 809211/2030190

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 511003

BIN 511003 is listed as a Mastercard Standard debit card issued by National Savings and Credit Bank in Zambia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Standard marks an entry-level consumer product.

National Savings and Credit Bank has fewer than ten BINs in our data, so it has no bank page.

Zambia has 142 BINs in the dataset; among the 136 that name an issuer, the main networks are Visa (68%), Mastercard (30%), Maestro (1%), and 85% are debit. See the Zambia BIN list.

Mastercard number format for BIN 511003

Starts with511003 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5110 0362 7846 3278

A checkout that receives a number starting with 511003 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 511003 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 511003?

BIN 511003 is registered to National Savings and Credit Bank in Zambia. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 511003 a debit or a credit card BIN?

It is recorded as debit, product level Standard. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 511003 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 511003?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by National Savings and Credit Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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