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BIN 511654 – Mastercard Debit Card from Commonwealth Bank of Australia

Bank identification number 511654 belongs to a Mastercard Prepaid debit card range of Commonwealth Bank of Australia in Australia. Below: card format, test numbers and related BINs.

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511654Mastercard Debit
Network
Mastercard
Type
Debit
Level
Prepaid
Issuer
Commonwealth Bank of Australia
Country
Australia AU
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
51165400–51165499
Issuer phone
+61132221
Issuer website
www.commbank.com.au

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 511654 Test data

NumberExpiryCVVCopy
5116 5495 3332 112709/2029615
5116 5454 0616 106109/2031374
5116 5469 3866 672608/2031488

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 511654

In our BIN data, 511654 is a Mastercard Prepaid debit card range that belongs to Commonwealth Bank of Australia, registered in Australia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

With 118 BINs, Commonwealth Bank of Australia ranks the third-largest among the 36 banks we list for Australia. The Commonwealth Bank of Australia BIN list shows all of them with network, type and level.

Across Australia, the dataset counts 2,688 BINs; among the 1,934 that name an issuer, the main networks are Visa (38%), Mastercard (24%), American Express (14%), and 33% are debit. See the Australia BIN list or the Australia card generator.

Mastercard number format for BIN 511654

Starts with511654 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5116 5495 3332 1127

A checkout that receives a number starting with 511654 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 511654 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Commonwealth Bank of Australia

All 118 BINs of Commonwealth Bank of Australia →

Frequently asked questions

Which bank issued BIN 511654?

BIN 511654 is registered to Commonwealth Bank of Australia in Australia. The dataset lists the website www.commbank.com.au. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 511654 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 511654 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 511654?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Commonwealth Bank of Australia, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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