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BIN 512140 – Mastercard Debit Card from Access Bank PLC

Bank identification number 512140 belongs to a Mastercard Prepaid debit card range of Access Bank PLC in the Gambia. Below: card format, test numbers and related BINs.

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512140Mastercard Debit
Network
Mastercard
Type
Debit
Level
Prepaid
Issuer
Access Bank PLC
Country
Gambia GM
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
51214000–51214099
Issuer website
www.accessbankplc.com

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 512140 Test data

NumberExpiryCVVCopy
5121 4071 3912 934002/2027056
5121 4095 8647 785903/2029483
5121 4068 1806 704506/2029776

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 512140

BIN 512140 is listed as a Mastercard Prepaid debit card issued by Access Bank PLC in the Gambia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

Access Bank PLC has fewer than ten BINs in our data, so it has no bank page.

The Gambia has 43 BINs in the dataset; among the 39 that name an issuer, the main networks are Visa (56%), Verve (28%), Mastercard (13%), and 97% are debit. See the Gambia BIN list.

Mastercard number format for BIN 512140

Starts with512140 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5121 4071 3912 9340

A checkout that receives a number starting with 512140 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 512140 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 512140?

BIN 512140 is registered to Access Bank PLC in the Gambia. The dataset lists the website www.accessbankplc.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 512140 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 512140 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 512140?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Access Bank PLC, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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