FakecreditcardAbout BIN 518123
In our BIN data, 518123 is a Mastercard Gold credit card range that belongs to Bank Simpanan Nasional, registered in Malaysia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 18 BINs, Bank Simpanan Nasional ranks 16th among the 19 banks we list for Malaysia. The Bank Simpanan Nasional BIN list shows all of them with network, type and level.
Across Malaysia, the dataset counts 984 BINs; among the 803 that name an issuer, the main networks are Visa (42%), Mastercard (37%), UATP (12%), and 27% are debit. See the Malaysia BIN list or the Malaysia card generator.
Mastercard number format for BIN 518123
| Starts with | 518123 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5181 2330 9741 8096 |
A checkout that receives a number starting with 518123 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 518123 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Bank Simpanan Nasional
All 18 BINs of Bank Simpanan Nasional →
Frequently asked questions
Which bank issued BIN 518123?
BIN 518123 is registered to Bank Simpanan Nasional in Malaysia. The dataset lists the website www.mybsn.com.my. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 518123 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 518123 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 518123?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bank Simpanan Nasional, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.