FakecreditcardAbout BIN 520003
BIN 520003 is listed as a Mastercard World credit card issued by Bank of America, National Association in Puerto Rico. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.
Bank of America, National Association has 13 BINs in the dataset, which makes it 9th of 11 banks with a BIN page in Puerto Rico. The Bank of America, National Association BIN list shows all of them with network, type and level.
Puerto Rico has 501 BINs in the dataset; among the 472 that name an issuer, the main networks are Visa (55%), Mastercard (43%), American Express (1%), and 34% are debit. See the Puerto Rico BIN list.
Mastercard number format for BIN 520003
| Starts with | 520003 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5200 0323 2244 8523 |
A checkout that receives a number starting with 520003 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 520003 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Bank of America, National Association
All 13 BINs of Bank of America, National Association →
Frequently asked questions
Which bank issued BIN 520003?
BIN 520003 is registered to Bank of America, National Association in Puerto Rico. The dataset lists the website www.bankofamerica.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 520003 a debit or a credit card BIN?
It is recorded as credit, product level World. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 520003 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 520003?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bank of America, National Association, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.