FakecreditcardAbout BIN 522728
In our BIN data, 522728 is a Mastercard Gold credit card range that belongs to Bawag P.S.K. Bank, registered in Austria. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 119 BINs, Bawag P.S.K. Bank ranks the second-largest among the 9 banks we list for Austria. The Bawag P.S.K. Bank BIN list shows all of them with network, type and level.
Across Austria, the dataset counts 1,063 BINs; among the 901 that name an issuer, the main networks are Maestro (45%), Mastercard (21%), UATP (11%), and 52% are debit. See the Austria BIN list or the Austria card generator.
Mastercard number format for BIN 522728
| Starts with | 522728 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5227 2894 8109 7397 |
A checkout that receives a number starting with 522728 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 522728 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Bawag P.S.K. Bank
All 119 BINs of Bawag P.S.K. Bank →
Frequently asked questions
Which bank issued BIN 522728?
BIN 522728 is registered to Bawag P.S.K. Bank in Austria. The dataset lists the website www.bawagpsk.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 522728 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 522728 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 522728?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bawag P.S.K. Bank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.