FakecreditcardAbout BIN 524128
BIN 524128 is listed as a Mastercard Platinum debit card issued by Metropolitan Bank and Trust Company (Metrobank) in the Philippines. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
Metropolitan Bank and Trust Company (Metrobank) has 23 BINs in the dataset, which makes it 8th of 15 banks with a BIN page in the Philippines. The Metropolitan Bank and Trust Company (Metrobank) BIN list shows all of them with network, type and level.
The Philippines has 631 BINs in the dataset; among the 565 that name an issuer, the main networks are Mastercard (43%), Visa (37%), Diners Club (12%), and 41% are debit. See the Philippines BIN list or the Philippines card generator.
Mastercard number format for BIN 524128
| Starts with | 524128 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5241 2816 6283 3890 |
A checkout that receives a number starting with 524128 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 524128 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Metropolitan Bank and Trust Company (Metrobank)
All 23 BINs of Metropolitan Bank and Trust Company (Metrobank) →
Frequently asked questions
Which bank issued BIN 524128?
BIN 524128 is registered to Metropolitan Bank and Trust Company (Metrobank) in the Philippines. The dataset lists the website www.metrobank.com.ph. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 524128 a debit or a credit card BIN?
It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 524128 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 524128?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Metropolitan Bank and Trust Company (Metrobank), linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.