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BIN 531129 – Mastercard Debit Card from Investrust Bank PLC

Bank identification number 531129 belongs to a Mastercard Standard debit card range of Investrust Bank PLC in Zambia. Below: card format, test numbers and related BINs.

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531129Mastercard Debit
Network
Mastercard
Type
Debit
Level
Standard
Issuer
Investrust Bank PLC
Country
Zambia ZM
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53112900–53112999
Issuer phone
855.422.6548
Issuer website
www.investrustbank.com

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 531129 Test data

NumberExpiryCVVCopy
5311 2920 1523 979709/2028407
5311 2989 3970 184609/2031892
5311 2972 5137 519707/2029390

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 531129

BIN 531129 is listed as a Mastercard Standard debit card issued by Investrust Bank PLC in Zambia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Standard marks an entry-level consumer product.

Investrust Bank PLC has fewer than ten BINs in our data, so it has no bank page.

Zambia has 142 BINs in the dataset; among the 136 that name an issuer, the main networks are Visa (68%), Mastercard (30%), Maestro (1%), and 85% are debit. See the Zambia BIN list.

Mastercard number format for BIN 531129

Starts with531129 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5311 2920 1523 9797

A checkout that receives a number starting with 531129 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 531129 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 531129?

BIN 531129 is registered to Investrust Bank PLC in Zambia. The dataset lists the website www.investrustbank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 531129 a debit or a credit card BIN?

It is recorded as debit, product level Standard. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 531129 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 531129?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Investrust Bank PLC, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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