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BIN 531856 – Mastercard Debit Card from North International Bank Ltd.

Bank identification number 531856 belongs to a Mastercard Prepaid Reloadable debit card range of North International Bank Ltd. in Guatemala. Below: card format, test numbers and related BINs.

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531856Mastercard Debit
Network
Mastercard
Type
Debit
Level
Prepaid Reloadable
Issuer
North International Bank Ltd.
Country
Guatemala GT
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53185600–53185699

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 531856 Test data

NumberExpiryCVVCopy
5318 5623 2787 525305/2030043
5318 5674 4974 321401/2029388
5318 5655 7823 363501/2030717

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 531856

In our BIN data, 531856 is a Mastercard Prepaid Reloadable debit card range that belongs to North International Bank Ltd., registered in Guatemala. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

North International Bank Ltd. has fewer than ten BINs in our data, so it has no bank page.

Across Guatemala, the dataset counts 573 BINs; among the 547 that name an issuer, the main networks are Visa (74%), Mastercard (23%), Diners Club (2%), and 31% are debit. See the Guatemala BIN list.

Mastercard number format for BIN 531856

Starts with531856 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5318 5623 2787 5253

A checkout that receives a number starting with 531856 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 531856 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 531856?

BIN 531856 is registered to North International Bank Ltd. in Guatemala. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 531856 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid Reloadable. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 531856 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 531856?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by North International Bank Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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