FakecreditcardAbout BIN 532132
BIN 532132 is listed as a Mastercard Prepaid Payroll debit card issued by North International Bank Ltd. in Antigua and Barbuda. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
North International Bank Ltd. has 17 BINs in the dataset, which makes it the second-largest of 5 banks with a BIN page in Antigua and Barbuda. The North International Bank Ltd. BIN list shows all of them with network, type and level.
Antigua and Barbuda has 114 BINs in the dataset; among the 104 that name an issuer, the main networks are Visa (61%), Mastercard (37%), UnionPay (3%), and 39% are debit. See the Antigua and Barbuda BIN list.
Mastercard number format for BIN 532132
| Starts with | 532132 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5321 3235 8411 8712 |
A checkout that receives a number starting with 532132 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 532132 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from North International Bank Ltd.
All 17 BINs of North International Bank Ltd. →
Frequently asked questions
Which bank issued BIN 532132?
BIN 532132 is registered to North International Bank Ltd. in Antigua and Barbuda. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 532132 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Payroll. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 532132 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 532132?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by North International Bank Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.