FakecreditcardAbout BIN 538655
In our BIN data, 538655 is a Mastercard Prepaid Platinum Travel debit card range that belongs to Westpac Banking Corporation, registered in Australia. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
With 128 BINs, Westpac Banking Corporation ranks the second-largest among the 36 banks we list for Australia. The Westpac Banking Corporation BIN list shows all of them with network, type and level.
Across Australia, the dataset counts 2,688 BINs; among the 1,934 that name an issuer, the main networks are Visa (38%), Mastercard (24%), American Express (14%), and 33% are debit. See the Australia BIN list or the Australia card generator.
Mastercard number format for BIN 538655
| Starts with | 538655 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5386 5515 9588 8475 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 538655. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Westpac Banking Corporation
All 128 BINs of Westpac Banking Corporation →
Frequently asked questions
Which bank issued BIN 538655?
BIN 538655 is registered to Westpac Banking Corporation in Australia. The dataset lists the website www.westpac.com.au. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 538655 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Platinum Travel. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 538655 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 538655?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Westpac Banking Corporation, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.