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BIN 538994 – Mastercard Credit Card from Tinkoff Bank

538994 is the BIN of a Mastercard World Black credit card from Tinkoff Bank, registered in Russia. Below: card format, test numbers and related BINs.

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538994Mastercard Credit
Network
Mastercard
Type
Credit
Level
World Black
Issuer
Tinkoff Bank
Country
Russia RU
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53899400–53899499
Issuer phone
+78005557778
Issuer website
www.tinkoff.ru

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 538994 Test data

NumberExpiryCVVCopy
5389 9417 8653 947302/2027119
5389 9417 2674 985101/2029108
5389 9490 9085 280505/2029674

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 538994

In our BIN data, 538994 is a Mastercard World Black credit card range that belongs to Tinkoff Bank, registered in Russia. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. World and World Elite are Mastercard's premium consumer tiers, above Standard and Gold.

With 18 BINs, Tinkoff Bank ranks 31st among the 73 banks we list for Russia. The Tinkoff Bank BIN list shows all of them with network, type and level.

Across Russia, the dataset counts 6,542 BINs; among the 4,768 that name an issuer, the main networks are Visa (45%), Mastercard (36%), Maestro (11%), and 61% are debit. See the Russia BIN list or the Russia card generator.

Mastercard number format for BIN 538994

Starts with538994 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5389 9417 8653 9473

A checkout that receives a number starting with 538994 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 538994 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Tinkoff Bank

All 18 BINs of Tinkoff Bank →

Frequently asked questions

Which bank issued BIN 538994?

BIN 538994 is registered to Tinkoff Bank in Russia. The dataset lists the website www.tinkoff.ru. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 538994 a debit or a credit card BIN?

It is recorded as credit, product level World Black. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 538994 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 538994?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Tinkoff Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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