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BIN 539615 – Mastercard Credit Card from Girobank, N.V.

The first six digits 539615 identify a Mastercard Standard credit card issued by Girobank, N.V. (Curaçao). Below: card format, test numbers and related BINs.

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539615Mastercard Credit
Network
Mastercard
Type
Credit
Level
Standard
Issuer
Girobank, N.V.
Country
Curaçao CW
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
53961500–53961599

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 539615 Test data

NumberExpiryCVVCopy
5396 1536 0669 033512/2028545
5396 1527 0088 020602/2027207
5396 1570 4626 542607/2028138

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 539615

In our BIN data, 539615 is a Mastercard Standard credit card range that belongs to Girobank, N.V., registered in Curaçao. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.

Girobank, N.V. has fewer than ten BINs in our data, so it has no bank page.

Across Curaçao, the dataset counts 119 BINs; among the 113 that name an issuer, the main networks are Mastercard (51%), Visa (49%), and 29% are debit. See the Curaçao BIN list.

Mastercard number format for BIN 539615

Starts with539615 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5396 1536 0669 0335

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 539615. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 539615?

BIN 539615 is registered to Girobank, N.V. in Curaçao. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 539615 a debit or a credit card BIN?

It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 539615 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 539615?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Girobank, N.V., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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