FakecreditcardAbout BIN 540597
BIN 540597 is listed as a Mastercard Corporate Purchasing credit card issued by Banque Europeenne du Credit Mutuel in Sint Maarten. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.
Banque Europeenne du Credit Mutuel has fewer than ten BINs in our data, so it has no bank page.
Sint Maarten has 32 BINs in the dataset; among the 29 that name an issuer, the main networks are Visa (55%), Mastercard (45%), and 38% are debit. See the Sint Maarten BIN list.
Mastercard number format for BIN 540597
| Starts with | 540597 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5405 9786 6502 9549 |
A checkout that receives a number starting with 540597 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 540597 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
Frequently asked questions
Which bank issued BIN 540597?
BIN 540597 is registered to Banque Europeenne du Credit Mutuel in Sint Maarten. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 540597 a debit or a credit card BIN?
It is recorded as credit, product level Corporate Purchasing. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 540597 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 540597?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banque Europeenne du Credit Mutuel, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.