FakecreditcardAbout BIN 540863
In our BIN data, 540863 is a Mastercard Standard credit card range that belongs to Crnogorska Komercijalna Banka A.D., Podgorica, registered in Montenegro. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.
With 19 BINs, Crnogorska Komercijalna Banka A.D., Podgorica ranks the largest among the 2 banks we list for Montenegro. The Crnogorska Komercijalna Banka A.D., Podgorica BIN list shows all of them with network, type and level.
Across Montenegro, the dataset counts 137 BINs; among the 128 that name an issuer, the main networks are Mastercard (46%), Visa (45%), Maestro (8%), and 56% are debit. See the Montenegro BIN list.
Mastercard number format for BIN 540863
| Starts with | 540863 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5408 6321 8125 8051 |
A checkout that receives a number starting with 540863 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 540863 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Crnogorska Komercijalna Banka A.D., Podgorica
All 19 BINs of Crnogorska Komercijalna Banka A.D., Podgorica →
Frequently asked questions
Which bank issued BIN 540863?
BIN 540863 is registered to Crnogorska Komercijalna Banka A.D., Podgorica in Montenegro. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 540863 a debit or a credit card BIN?
It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 540863 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 540863?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Crnogorska Komercijalna Banka A.D., Podgorica, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.