FakecreditcardAbout BIN 540896
BIN 540896 is listed as a Mastercard Prepaid Reloadable debit card issued by The Vaults International Payment LLC in the United Arab Emirates. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.
The Vaults International Payment LLC has fewer than ten BINs in our data, so it has no bank page.
The United Arab Emirates has 1,351 BINs in the dataset; among the 1,301 that name an issuer, the main networks are Visa (46%), Mastercard (43%), UATP (8%), and 37% are debit. See the United Arab Emirates BIN list or the United Arab Emirates card generator.
Mastercard number format for BIN 540896
| Starts with | 540896 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5408 9615 3199 7682 |
A checkout that receives a number starting with 540896 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 540896 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
Frequently asked questions
Which bank issued BIN 540896?
BIN 540896 is registered to The Vaults International Payment LLC in the United Arab Emirates. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 540896 a debit or a credit card BIN?
It is recorded as debit, product level Prepaid Reloadable. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 540896 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 540896?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by The Vaults International Payment LLC, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.