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BIN 541201 – Mastercard Credit Card from Atlas Bank Panama SA

541201 is the BIN of a Mastercard Gold credit card from Atlas Bank Panama SA, registered in Panama. Below: card format, test numbers and related BINs.

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541201Mastercard Credit
Network
Mastercard
Type
Credit
Level
Gold
Issuer
Atlas Bank Panama SA
Country
Panama PA
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54120100–54120199

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 541201 Test data

NumberExpiryCVVCopy
5412 0134 8362 225801/2028389
5412 0144 2618 353102/2027455
5412 0158 2820 206807/2030419

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 541201

In our BIN data, 541201 is a Mastercard Gold credit card range that belongs to Atlas Bank Panama SA, registered in Panama. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Atlas Bank Panama SA has fewer than ten BINs in our data, so it has no bank page.

Across Panama, the dataset counts 651 BINs; among the 611 that name an issuer, the main networks are Visa (52%), Mastercard (45%), American Express (1%), and 26% are debit. See the Panama BIN list.

Mastercard number format for BIN 541201

Starts with541201 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5412 0134 8362 2258

A checkout that receives a number starting with 541201 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 541201 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 541201?

BIN 541201 is registered to Atlas Bank Panama SA in Panama. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 541201 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 541201 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 541201?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Atlas Bank Panama SA, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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