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BIN 541964 – Mastercard Debit Card from Decta, Ltd.

The first six digits 541964 identify a Mastercard Business debit card issued by Decta, Ltd. (Netherlands). Below: card format, test numbers and related BINs.

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541964Mastercard Debit
Network
Mastercard
Type
Debit
Level
Business
Issuer
Decta, Ltd.
Country
Netherlands NL
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54196400–54196499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 541964 Test data

NumberExpiryCVVCopy
5419 6425 6960 107606/2030254
5419 6449 6738 538509/2031776
5419 6489 4655 708904/2027067

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 541964

In our BIN data, 541964 is a Mastercard Business debit card range that belongs to Decta, Ltd., registered in the Netherlands. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.

Decta, Ltd. has fewer than ten BINs in our data, so it has no bank page.

Across the Netherlands, the dataset counts 953 BINs; among the 720 that name an issuer, the main networks are Maestro (46%), Mastercard (22%), American Express (17%), and 58% are debit. See the Netherlands BIN list or the Netherlands card generator.

Mastercard number format for BIN 541964

Starts with541964 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5419 6425 6960 1076

A checkout that receives a number starting with 541964 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 541964 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 541964?

BIN 541964 is registered to Decta, Ltd. in the Netherlands. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 541964 a debit or a credit card BIN?

It is recorded as debit, product level Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 541964 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 541964?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Decta, Ltd., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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