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BIN 541990 – Mastercard Credit Card from Banc de Oro

541990 is the BIN of a Mastercard credit card from Banc de Oro, registered in the Philippines. Below: card format, test numbers and related BINs.

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541990Mastercard Credit
Network
Mastercard
Type
Credit
Level
–
Issuer
Banc de Oro
Country
Philippines PH
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54199000–54199099
Issuer phone
+63286318000
Issuer website
www.bdo.com.ph

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 541990 Test data

NumberExpiryCVVCopy
5419 9008 4854 752204/2028461
5419 9075 3393 313111/2029736
5419 9096 4527 720907/2031991

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 541990

In our BIN data, 541990 is a Mastercard credit card range that belongs to Banc de Oro, registered in the Philippines. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

Banc de Oro has fewer than ten BINs in our data, so it has no bank page.

Across the Philippines, the dataset counts 631 BINs; among the 565 that name an issuer, the main networks are Mastercard (43%), Visa (37%), Diners Club (12%), and 41% are debit. See the Philippines BIN list or the Philippines card generator.

Mastercard number format for BIN 541990

Starts with541990 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5419 9008 4854 7522

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 541990. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

Frequently asked questions

Which bank issued BIN 541990?

BIN 541990 is registered to Banc de Oro in the Philippines. The dataset lists the website www.bdo.com.ph. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 541990 a debit or a credit card BIN?

It is recorded as credit. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 541990 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 541990?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Banc de Oro, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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