FakecreditcardAbout BIN 542431
In our BIN data, 542431 is a Mastercard Gold credit card range that belongs to DZ Bank AG Deutsche Zentral-Genossenschaftsbank, registered in Germany. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 59 BINs, DZ Bank AG Deutsche Zentral-Genossenschaftsbank ranks 10th among the 27 banks we list for Germany. The DZ Bank AG Deutsche Zentral-Genossenschaftsbank BIN list shows all of them with network, type and level.
Across Germany, the dataset counts 4,734 BINs; among the 2,970 that name an issuer, the main networks are Maestro (35%), Visa (26%), Mastercard (18%), and 53% are debit. See the Germany BIN list or the Germany card generator.
Mastercard number format for BIN 542431
| Starts with | 542431 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5424 3114 4117 7951 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 542431. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from DZ Bank AG Deutsche Zentral-Genossenschaftsbank
All 59 BINs of DZ Bank AG Deutsche Zentral-Genossenschaftsbank →
Frequently asked questions
Which bank issued BIN 542431?
BIN 542431 is registered to DZ Bank AG Deutsche Zentral-Genossenschaftsbank in Germany. The dataset lists the website www.dzbank.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 542431 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 542431 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 542431?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by DZ Bank AG Deutsche Zentral-Genossenschaftsbank, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.