FakecreditcardAbout BIN 544685
In our BIN data, 544685 is a Mastercard Standard credit card range that belongs to SGB-Bank, S.A., registered in Poland. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Standard marks an entry-level consumer product.
With 37 BINs, SGB-Bank, S.A. ranks 9th among the 30 banks we list for Poland. The SGB-Bank, S.A. BIN list shows all of them with network, type and level.
Across Poland, the dataset counts 1,461 BINs; among the 1,288 that name an issuer, the main networks are Visa (54%), Mastercard (39%), Maestro (4%), and 51% are debit. See the Poland BIN list or the Poland card generator.
Mastercard number format for BIN 544685
| Starts with | 544685 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5446 8595 3173 7351 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 544685. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from SGB-Bank, S.A.
All 37 BINs of SGB-Bank, S.A. →
Frequently asked questions
Which bank issued BIN 544685?
BIN 544685 is registered to SGB-Bank, S.A. in Poland. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 544685 a debit or a credit card BIN?
It is recorded as credit, product level Standard. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 544685 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 544685?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by SGB-Bank, S.A., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.