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BIN 544804 – Mastercard Debit Card from Swap Meios de Pagamentos SA

The first six digits 544804 identify a Mastercard Prepaid Business debit card issued by Swap Meios de Pagamentos SA (Brazil). Below: card format, test numbers and related BINs.

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544804Mastercard Debit
Network
Mastercard
Type
Debit
Level
Prepaid Business
Issuer
Swap Meios de Pagamentos SA
Country
Brazil BR
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54480400–54480499

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 544804 Test data

NumberExpiryCVVCopy
5448 0427 6501 678802/2028054
5448 0461 9457 401009/2028230
5448 0437 0240 712203/2031210

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 544804

BIN 544804 is listed as a Mastercard Prepaid Business debit card issued by Swap Meios de Pagamentos SA in Brazil. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Prepaid products are loaded with funds in advance instead of drawing on a credit line; subscription and recurring-billing flows often handle them separately.

Swap Meios de Pagamentos SA has 41 BINs in the dataset, which makes it 21st of 83 banks with a BIN page in Brazil. The Swap Meios de Pagamentos SA BIN list shows all of them with network, type and level.

Brazil has 7,719 BINs in the dataset; among the 5,151 that name an issuer, the main networks are Visa (39%), Mastercard (37%), Elo (11%), and 26% are debit. See the Brazil BIN list or the Brazil card generator.

Mastercard number format for BIN 544804

Starts with544804 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5448 0427 6501 6788

When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

BINs just below and above 544804. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.

More BINs from Swap Meios de Pagamentos SA

All 41 BINs of Swap Meios de Pagamentos SA →

Frequently asked questions

Which bank issued BIN 544804?

BIN 544804 is registered to Swap Meios de Pagamentos SA in Brazil. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 544804 a debit or a credit card BIN?

It is recorded as debit, product level Prepaid Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 544804 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 544804?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Swap Meios de Pagamentos SA, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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