FakecreditcardAbout BIN 545420
In our BIN data, 545420 is a Mastercard Gold credit card range that belongs to Unionbank of the Philippines, registered in the Philippines. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
With 23 BINs, Unionbank of the Philippines ranks 9th among the 15 banks we list for the Philippines. The Unionbank of the Philippines BIN list shows all of them with network, type and level.
Across the Philippines, the dataset counts 631 BINs; among the 565 that name an issuer, the main networks are Mastercard (43%), Visa (37%), Diners Club (12%), and 41% are debit. See the Philippines BIN list or the Philippines card generator.
Mastercard number format for BIN 545420
| Starts with | 545420 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5454 2067 4795 7309 |
When you test with this BIN, check that your form shows the Mastercard logo, groups the 16 digits correctly and rejects numbers whose check digit is wrong. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
BINs just below and above 545420. Banks often hold consecutive ranges, so neighbours can be sister products of the same issuer.
More BINs from Unionbank of the Philippines
All 23 BINs of Unionbank of the Philippines →
Frequently asked questions
Which bank issued BIN 545420?
BIN 545420 is registered to Unionbank of the Philippines in the Philippines. The dataset lists the website www.unionbankph.com. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 545420 a debit or a credit card BIN?
It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.
How many digits does a card with BIN 545420 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 545420?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Unionbank of the Philippines, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.