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BIN 547454 – Mastercard Debit Card from OTP Bank PLC

The first six digits 547454 identify a Mastercard Business debit card issued by OTP Bank PLC (Hungary). Below: card format, test numbers and related BINs.

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547454Mastercard Debit
Network
Mastercard
Type
Debit
Level
Business
Issuer
OTP Bank PLC
Country
Hungary HU
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54745400–54745499

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 547454 Test data

NumberExpiryCVVCopy
5474 5432 6909 743708/2028907
5474 5465 8920 939205/2028268
5474 5474 2522 641809/2027783

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 547454

In our BIN data, 547454 is a Mastercard Business debit card range that belongs to OTP Bank PLC, registered in Hungary. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Business, corporate and commercial products are issued to companies for company spending and often carry different interchange fees from consumer cards.

With 21 BINs, OTP Bank PLC ranks the third-largest among the 11 banks we list for Hungary. The OTP Bank PLC BIN list shows all of them with network, type and level.

Across Hungary, the dataset counts 431 BINs; among the 361 that name an issuer, the main networks are Mastercard (47%), Visa (42%), Maestro (10%), and 69% are debit. See the Hungary BIN list.

Mastercard number format for BIN 547454

Starts with547454 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5474 5432 6909 7437

A checkout that receives a number starting with 547454 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 547454 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from OTP Bank PLC

All 21 BINs of OTP Bank PLC →

Frequently asked questions

Which bank issued BIN 547454?

BIN 547454 is registered to OTP Bank PLC in Hungary. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 547454 a debit or a credit card BIN?

It is recorded as debit, product level Business. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 547454 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 547454?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by OTP Bank PLC, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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