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BIN 549643 – Mastercard Credit Card from Bancard, S.A.

The first six digits 549643 identify a Mastercard Gold credit card issued by Bancard, S.A. (Paraguay). Below: card format, test numbers and related BINs.

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549643Mastercard Credit
Network
Mastercard
Type
Credit
Level
Gold
Issuer
Bancard, S.A.
Country
Paraguay PY
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54964300–54964399
Issuer phone
+595214161000
Issuer website
www.bancard.com.py

Generate test numbers with this BIN Open in BIN generator All BINs of this bank

Sample test numbers for BIN 549643 Test data

NumberExpiryCVVCopy
5496 4392 7165 687805/2031106
5496 4322 2265 081909/2031703
5496 4386 1710 092210/2030778

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 549643

In our BIN data, 549643 is a Mastercard Gold credit card range that belongs to Bancard, S.A., registered in Paraguay. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

With 77 BINs, Bancard, S.A. ranks the largest among the 6 banks we list for Paraguay. The Bancard, S.A. BIN list shows all of them with network, type and level.

Across Paraguay, the dataset counts 340 BINs; among the 327 that name an issuer, the main networks are Visa (52%), Mastercard (47%), American Express (1%), and 24% are debit. See the Paraguay BIN list.

Mastercard number format for BIN 549643

Starts with549643 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5496 4392 7165 6878

A checkout that receives a number starting with 549643 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 549643 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

More BINs from Bancard, S.A.

All 77 BINs of Bancard, S.A. →

Frequently asked questions

Which bank issued BIN 549643?

BIN 549643 is registered to Bancard, S.A. in Paraguay. The dataset lists the website www.bancard.com.py. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 549643 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 549643 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 549643?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Bancard, S.A., linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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