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BIN 549720 – Mastercard Credit Card from Istituto di Pagamento Sammarinese T.p@y SPA

The first six digits 549720 identify a Mastercard Gold credit card issued by Istituto di Pagamento Sammarinese T.p@y SPA (San Marino). Below: card format, test numbers and related BINs.

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549720Mastercard Credit
Network
Mastercard
Type
Credit
Level
Gold
Issuer
Istituto di Pagamento Sammarinese T.p@y SPA
Country
San Marino SM
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
54972000–54972099

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 549720 Test data

NumberExpiryCVVCopy
5497 2094 1863 102007/2028414
5497 2028 3849 309707/2030232
5497 2075 6472 776608/2029913

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 549720

BIN 549720 is listed as a Mastercard Gold credit card issued by Istituto di Pagamento Sammarinese T.p@y SPA in San Marino. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards. Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.

Istituto di Pagamento Sammarinese T.p@y SPA has fewer than ten BINs in our data, so it has no bank page.

San Marino has 32 BINs in the dataset; among the 32 that name an issuer, the main networks are Mastercard (78%), Visa (16%), Maestro (6%), and 59% are debit. See the San Marino BIN list.

Mastercard number format for BIN 549720

Starts with549720 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5497 2094 1863 1020

A checkout that receives a number starting with 549720 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 549720 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 549720?

BIN 549720 is registered to Istituto di Pagamento Sammarinese T.p@y SPA in San Marino. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 549720 a debit or a credit card BIN?

It is recorded as credit, product level Gold. Credit cards spend against a credit line that the cardholder repays later; interchange fees and fraud rules usually differ from debit cards.

How many digits does a card with BIN 549720 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 549720?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Istituto di Pagamento Sammarinese T.p@y SPA, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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