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BIN 553954 – Mastercard Debit Card from HL Bank

The first six digits 553954 identify a Mastercard Standard debit card issued by HL Bank (Singapore). Below: card format, test numbers and related BINs.

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553954Mastercard Debit
Network
Mastercard
Type
Debit
Level
Standard
Issuer
HL Bank
Country
Singapore SG
Card length
16 digits
Security code
3-digit CVC2 on the back
8-digit range
55395400–55395499

Generate test numbers with this BIN Open in BIN generator

Sample test numbers for BIN 553954 Test data

NumberExpiryCVVCopy
5539 5434 9247 144409/2029256
5539 5462 9081 105909/2027894
5539 5459 2038 334902/2030313

Luhn-valid numbers built from this BIN for testing forms and BIN rules. No bank issued them: they belong to no account and every real payment with them is declined.

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About BIN 553954

BIN 553954 is listed as a Mastercard Standard debit card issued by HL Bank in Singapore. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Standard marks an entry-level consumer product.

HL Bank has fewer than ten BINs in our data, so it has no bank page.

Singapore has 1,309 BINs in the dataset; among the 970 that name an issuer, the main networks are Mastercard (32%), Visa (28%), Diners Club (18%), and 30% are debit. See the Singapore BIN list or the Singapore card generator.

Mastercard number format for BIN 553954

Starts with553954 (the BIN). First digit 5: banking and financial
Length16 digits
Security code3-digit CVC2 on the back
Check digitThe last digit, calculated with the Luhn algorithm
Printed as5539 5434 9247 1444

A checkout that receives a number starting with 553954 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.

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Nearby BINs

The BINs closest to 553954 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.

Frequently asked questions

Which bank issued BIN 553954?

BIN 553954 is registered to HL Bank in Singapore. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.

Is 553954 a debit or a credit card BIN?

It is recorded as debit, product level Standard. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).

How many digits does a card with BIN 553954 have?

Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.

Can I generate test card numbers with BIN 553954?

Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by HL Bank, linked to no account and declined by real payment systems.

Does a BIN tell me whether a card is valid?

No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.

A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.

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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.

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