FakecreditcardAbout BIN 554038
In our BIN data, 554038 is a Mastercard Platinum debit card range that belongs to Nepal Investment Bank, Ltd., registered in Nepal. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
With 17 BINs, Nepal Investment Bank, Ltd. ranks the third-largest among the 7 banks we list for Nepal. The Nepal Investment Bank, Ltd. BIN list shows all of them with network, type and level.
Across Nepal, the dataset counts 280 BINs; among the 242 that name an issuer, the main networks are Visa (83%), Mastercard (13%), UnionPay (2%), and 65% are debit. See the Nepal BIN list.
Mastercard number format for BIN 554038
| Starts with | 554038 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5540 3803 6481 5003 |
A checkout that receives a number starting with 554038 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 554038 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Nepal Investment Bank, Ltd.
All 17 BINs of Nepal Investment Bank, Ltd. →
Frequently asked questions
Which bank issued BIN 554038?
BIN 554038 is registered to Nepal Investment Bank, Ltd. in Nepal. The dataset lists the website www.nibl.com.np. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 554038 a debit or a credit card BIN?
It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 554038 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 554038?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Nepal Investment Bank, Ltd., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
BIN checker · BIN list by country · BIN generator · Free BIN API
BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.