FakecreditcardAbout BIN 554864
BIN 554864 is listed as a Mastercard Gold debit card issued by Money Card Association PR League, Inc. in Puerto Rico. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Gold is a mid-tier product between the entry level (Classic or Standard) and premium tiers such as Platinum.
Money Card Association PR League, Inc. has 14 BINs in the dataset, which makes it 8th of 11 banks with a BIN page in Puerto Rico. The Money Card Association PR League, Inc. BIN list shows all of them with network, type and level.
Puerto Rico has 501 BINs in the dataset; among the 472 that name an issuer, the main networks are Visa (55%), Mastercard (43%), American Express (1%), and 34% are debit. See the Puerto Rico BIN list.
Mastercard number format for BIN 554864
| Starts with | 554864 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5548 6448 5212 3275 |
A checkout that receives a number starting with 554864 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 554864 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Money Card Association PR League, Inc.
All 14 BINs of Money Card Association PR League, Inc. →
Frequently asked questions
Which bank issued BIN 554864?
BIN 554864 is registered to Money Card Association PR League, Inc. in Puerto Rico. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 554864 a debit or a credit card BIN?
It is recorded as debit, product level Gold. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 554864 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 554864?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Money Card Association PR League, Inc., linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.