FakecreditcardAbout BIN 557431
BIN 557431 is listed as a Mastercard Platinum debit card issued by Citibank, N.A., Jersey Branch in Jersey. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing). Platinum is a premium tier; the issuer sets the benefits and limits, but it ranks above the entry-level products.
Citibank, N.A., Jersey Branch has fewer than ten BINs in our data, so it has no bank page; 2 BINs starting with 557 belong to it.
Jersey has 3 BINs in the dataset; among the 3 that name an issuer, the main networks are Mastercard (100%), and 67% are debit.
Mastercard number format for BIN 557431
| Starts with | 557431 (the BIN). First digit 5: banking and financial |
|---|---|
| Length | 16 digits |
| Security code | 3-digit CVC2 on the back |
| Check digit | The last digit, calculated with the Luhn algorithm |
| Printed as | 5574 3147 0468 5288 |
A checkout that receives a number starting with 557431 should detect Mastercard, expect 16 digits and ask for a 3-digit security code. The generator creates as many numbers with this BIN as you need, with expiry dates and CVVs, as CSV, JSON or XML.
Nearby BINs
The BINs closest to 557431 in our data. Neighbouring ranges often belong to the same bank, but not always — each range is assigned separately.
More BINs from Citibank, N.A., Jersey Branch
Frequently asked questions
Which bank issued BIN 557431?
BIN 557431 is registered to Citibank, N.A., Jersey Branch in Jersey. Bank details can change after mergers or portfolio sales, so confirm with the bank for anything important.
Is 557431 a debit or a credit card BIN?
It is recorded as debit, product level Platinum. Debit cards draw money directly from the cardholder's bank account, so checkouts and gateways often treat them differently from credit cards (fees, holds, recurring billing).
How many digits does a card with BIN 557431 have?
Mastercard card numbers have 16 digits, and the security code is a 3-digit CVC2 on the back. The first six digits are the BIN, the last digit is the Luhn check digit, and the digits in between identify the account.
Can I generate test card numbers with BIN 557431?
Yes. Open the generator with this BIN to create Luhn-valid numbers with expiry dates and CVVs for testing forms, validation and BIN-based rules. They are test data: not issued by Citibank, N.A., Jersey Branch, linked to no account and declined by real payment systems.
Does a BIN tell me whether a card is valid?
No. A BIN describes a range of card numbers — network, issuer, country and product — not a particular card. Whether a card exists or can be charged is known only to the issuing bank. To check the format of a full number (length and check digit), use the card validator.
A BIN identifies the card network and the issuing institution only. It reveals nothing about an individual card, cardholder or account, and it cannot show whether a card exists or can be charged. Test numbers generated from a BIN are for development and QA only and are declined by every real payment system.
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BIN data: bin-list-data by Venelin Kochev (a lite version of binlookup.io), licensed under CC BY 4.0. Changes made by Fakecreditcard: issuer, brand and country names re-cased and standardized, spelling variants of the same issuer merged, malformed phone numbers and web addresses removed.